IVA: Individual Voluntary Arrangement
Did you know that you could write off your debt legally? An Individual Voluntary Arrangement can help you! Read on and find out how…
What is an IVA (Individual Voluntary Arrangement)?
An Individual Voluntary Arrangement is a legally binding agreement between you and your various creditors. It helps you deal with your debts with a monthly payment based on what you can afford to pay. Individual Voluntary Arrangement is an ideal option for debtors who can’t bear the burden of their high interest borrowing every month but have some money left after paying for their expenses.

What are the benefits of an Individual Voluntary Arrangement?
- Avoid bankruptcy
- Single affordable monthly payment based on what you can afford
- Write off your debts
- Frozen interest rates and charges
- Wipe your credit slate clean
- Definitive end to creditor harassment
- You can continue your job/hold public office
- Regain your financial balance
The Individual Voluntary Arrangement Procedure
- Our advisor will assess your financial situation and find out if you qualify for an Individual Voluntary Arrangement
- One of our licensed Insolvency Practiioner (IP) will formulate an Individual Voluntary Arrangement proposal based on your needs
- Creditors meeting will be held to get your Individual Voluntary Arrangement approved.
- Once your Individual Voluntary Arrangement has been approved all creditor contact stops and you will be paying only one monthly payment which you can afford
- At the end of the Individual Voluntary Arrangement term the remainder of the debt will be written off leaving you debt free!

APPLY NOW for Individual Voluntary Arrangement! If you feel that the world is against you in your battle against debts, our advisors will help you by working for you and not your creditors!
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